余额宝——会赚钱的支付宝

作者:admin

来源:

2013-7-2 15:46

Over 2.5m users at Alipay buy into fund

More than 2.5 million users have bought the Tianhong Zenglibao monetary market fund through their Alipay accounts after it was launched by the latter nearly three weeks ago.

The users have transferred more than 6.6 billion yuan (US$1.1 billion) into the market fund which may help them earn a return from investments made by the mutual fund.

Hanggzhou-based Alipay, China's largest third party payment platform, said in a statement yesterday that so far up to 1.6 million payments for online orders on Taobao have been made from the mutual fund accounts held by Alipay users.

The China Securities Depository and Clearing Co Ltd said 44.2 million domestic investors have opened mutual fund accounts by the end of May.

Third party payment service in China only accounts for under 1 percent of total non-cash payment in the first quarter of this year, according to a senior official at the People's Bank of China. (Shanghai Daily)

相关介绍:

“200元,3天,余额宝收益3分钱!“近两日,有不少网友在网上晒出自己的“余额宝“账单。据记者了解,阿里巴巴旗下的支付宝自从与天弘基金推出余额宝这款理财产品之后,仅仅用了18天就将天弘基金的增利宝货币基金推上了中国用户数最大的货币基金之位。

截至6月30日24点,余额宝累计用户数已达到251.56万,累计转入资金规模66.01亿元。不过有意思的是,人均投资额只有1912元。对此,财经媒体专栏作家蔡恩泽认为,对于相对保守僵化的商业银行,马云无疑是个很大威胁。6月13日,支付宝联合天弘基金推出余额宝,用户在支付宝网站内将资金转入余额宝,就是购买了天弘基金的增利宝货币基金。这款产品推出半个月后,马云似乎在证明1元钱也能搅局金融市场。昨日,支付宝方面透露,余额宝用户数突破了250万,有二次及二次以上转入行为的用户达到57.96万人,超23%的用户有重复使用余额宝的习惯。

据记者了解,不少人在开通了余额宝后,每天要登录无数次支付宝,查看自己账户中增长了几分几元的“收益“,“因为理财开始变得好玩“。支付宝方面介绍,截至6月30日,余额宝合作的增利宝货币基金最新7日年化收益率高达6.299%,万份收益(通俗理解为投资1万元当日获利的金额)达到1.6518元。不过,专家也提醒,余额宝购买的基金属于理财产品,并不是固定的银行利息,因此是存在风险的。