(1)Pricing and settlement of accounts at home in foreign currency(currencies).
(2)Unauthorized use of foreign exchanges as mortgages.
(3)Unauthorized alteration of the purpose of the use of foreign exchanges.
(4)Other acts of illegal use of foreign exchanges.
Article 45 Those who buy or sell foreign exchanges privately, under disguise, or for profiteering purpose shall be warned by foreign exchange administrations, forced to sell their foreign exchanges, have their illegal incomes confiscated and fined at above 30 per cent and below three times their illegally traded foreign exchanges, or be affixed with legal responsibilities if they commit crimes.
Article 46 Domestic organizations that open foreign exchange bank accounts at home or abroad without authorization and in violation of stipulations on the management of foreign exchange bank accounts; lend, collusively use or transfer their foreign exchange bank accounts; or change without authorization the scope of use of their foreign exchange bank accounts shall be ordered by foreign exchange administrations to make corrections, have their foreign exchange bank accounts revoked, criticized, and fined between RMB 50,000 yuan and RMB 300,000 yuan.